The latest tutorial on how domestic banks will charge Google Adsense wire transfers in 2023

How do domestic banks charge advertising fees for Google Adsense?

Google AdSense has stopped using Western Union for domestic settlement business and has fully usedInternational Wire Transferbusiness.wire transferis an electronic transfer method that allows you to receive funds directly into your bank account. Google will wire your earnings internationally in USD or EUR (depending on your account currency) to the bank you specify, and you can then withdraw the funds to your bank account. It's a fast, simple, and secure way to get paid.

How to get paid by wire transfer

Google will wire your earnings to your bank account on a monthly basis. To get paid, you need to Google AdSense Provide the appropriate bank account information in your account. The specific information you need to provide varies depending on your country. If you have any questions, please contact your bank for instructions on receiving wire transfer payments from abroad.

Bank account information

When adding your bank account information, enter the information exactly as it is on file with your bank. To enter your bank information, follow these steps:

• Log in to your AdSense account.
• In the left navigation panel, click Payments.
• Click Add payment method.
• Select the 'Wire transfer to bank account' radio button and click Continue.
• Enter your bank account information and click Confirm and Continue.

Many domestic banks support international wire transfer services, such as Bank of China, China Merchants Bank, Industrial and Commercial Bank of China, etc.

Note: Only bank savings cards can receive international wire transfers, credit cards cannot receive international wire transfers, and savings cards must be a Class A account. Bank cards do not need to have VISA or MasterCard logos. For specific details, you can ask the online customer service of the bank that issued the card, or buy foreign exchange in the bank's APP. If your account can buy and sell foreign exchange in the bank's APP, it proves that your bank card supports international wire transfers.

Bank cards are divided into Class I, Class II and Class III. Generally, the first card is a Class I card. This type of card has complete functions and supports multiple currencies. Because the wire transfer is in U.S. dollars, the money deposited into our bank card is also in U.S. dollars. If you want to withdraw it in China, you need to "settlement and purchase foreign exchange", so when applying for a bank card, you need to confirm whether your bank card supports multiple currencies or U.S. dollars.

Further reading:What is the difference between a debit card, savings card and credit card?

The annual limit for bank wire transfer is US$50,000. Before making the wire transfer, make sure your bank card supports international wire transfers and provide Google with your bank card information, such as the information of the Liaoning Branch of the Bank of China.

Bank Name: Bank of China Liaoning Branch.

SWIFT code: BKCHCNBJ810.

In Google AdSense, click Payment Information under the Payment column to add a payment method. You do not need to fill in the recipient ID. In the name column on the bank account, fill in the pinyin of your name. Use capital letters. Fill in the bank name in English, and then fill in the corresponding SWIFT BIC code. Fill in the account number of your savings card.

After filling in the form, check Set as primary payment method and click Save. After that, wait for the Google AdSense account balance to exceed $100, and then Google's automatic wire transfer will be available.

I didn't know what to fill in the SWIFT BIC form before. After asking the bank's customer service, some banks' customer service staff really didn't know anything. So for international wire transfers, it's better to choose a more reliable bank. Bank of China is relatively troublesome to receive international wire transfers because there is no China Merchants Bank in the fifth-tier cities. In the end, I chose Bank of China to receive Google's international wire transfers.

Bank of China service hotline: 95566 (mainland China); +86(area code)95566 (overseas and Hong Kong, Macau and Taiwan).

View ChinaBank domestic institution SWIFT code | Bank of China SWIFT BIC Global List

Domestic banks accept Google wire transfers

Google AdSense advertising alliance used to choose Western Union remittance for domestic foreign exchange collection. With the tightening of domestic foreign exchange policies, major banks have begun to stop or require proof documents or contracts to enable public-private foreign exchange collection (including wire transfer). Therefore, for domestic Google AdSense users, whether using Western Union remittance or wire transfer, it is necessary to apply for proof documents (electronic version) from Google AdSense first.

Attention: AdSense Help Center. Due to the holiday season, we will be unavailable for support from December 17th to January 4th. We encourage you to visit our Help Center and Community Forum for additional resources. We apologize for any inconvenience this may cause you and appreciate your patience during this time.

We will not be able to provide support services from December 17 to January 4 each year. If you need to apply for a cooperation agreement certificate, you need to apply after January 4.

When Google AdSenseUS Dollar Wire TransferAfter the money arrives at your corresponding bank account, a bank specialist will contact you by phone. The following takes Bank of China as an example.

The Bank of China representative will ask you to provide a cooperation agreement with Google, which needs to be stamped with the official seal, as well as fund details and proof of payment.

You can apply for a Google AdSense contract or partnership statement through the following link:

AdMob Help's Payments Error Page:https://support.google.com/admob/contact/payment_page_error

After submitting the application, just wait for Google to respond with the supporting documents. You will receive two documents after the application is successful:Google AdSense Online Terms of Service.pdf as well asSupporting Documents.

Google AdSense Online Terms of Service.pdf YesGoogle AdSense Online Terms of Service

The supporting documents areGoogle AdsAn electronic document issued by (Shanghai) Co., Ltd.

Wire transfer details and payment receipts can be found in your Google AdSense.

In the transaction of payment information, click to enter the transaction date with the amount, and then print the transaction record.

Funding details In Google AdSense, click Reports, then check the Last 30 days checkbox and select Entire account (by week)

Here is the fund details. Some banks in some regions do not require it. The most important thing is the cooperation agreement with Google with the official seal. Different regions have different regulations. Bank of China needs to deduct a handling fee of $12 USD after the final receipt. China Merchants Bank does not require a handling fee or various certification materials. The wire transfer is directly credited to the account. It's a pity that there is no China Merchants Bank in fifth-tier cities!

About Payment

20th of each month: Changes to your payment information, including removing payment holds, must be made on or before the 20th of each month. Changes made after the 20th of each month won't take effect until the next payment cycle. In addition, your total balance on the 20th of each month must reach the payment threshold. If your balance does not reach the payment threshold or your account is on payment hold, you won't receive any payments that month and your balance will be rolled over to the next month's earnings.

21st of each month: On the 21st of each month, a "Payment in Progress" line item will appear in the transaction, indicating that the system is processing your earnings and sending them to your receiving bank. When this line item is updated to "Payment Sent", it means that our bank has agreed to pay the money and has issued it for processing.

7 Business Days: Please allow up to 7 business days after your payment is issued for you to receive your payment. If you have not received your payment by the end of the month, please contact your banking institution.

If the 21st falls on a weekend or holiday, payments will be issued on the first business day following the 21st of that month.