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Pokepay virtual card, zero monthly fee and no handling fee
I would like to recommend an overseas bank card that does not require KYC verification.PokePayPokePay supports the top-up and withdrawal of virtual currencies, including USDT, USDC, BTC, ETH and other cryptocurrencies. Through PokePay, you can subscribe to ChatGPT Plus 4.0 membership, conduct cross-border e-commerce transactions, shop on Amazon, watch Netflix, and use services such as Alipay, Paypal and Google, covering almost all overseas businesses.
PokePay provides two options: virtual cards and physical cards. Virtual cards are suitable for online payments, while physical cards can be used in all offline payment scenarios, supporting ATM withdrawals and POS card payments. If you have overseas business needs, then this virtual credit card will be your ideal choice.
Official website introduction
PokePay official website:https://pokepay.cc/
- Covering online and offline global payment scenarios
- With physical card, support ATM and POS machine consumption
- Virtual cards support consumption, subscriptions, overseas shopping, and global payments
- Holds financial licenses from the United States, Hong Kong and other countries and regions
Pokepay Star Card (virtual card)
PokePay's Star Card has 0 monthly fees, 0 annual fees, and 0 management fees. It is very easy to open a card, there is basically no threshold, and the handling fee is also very low, which is the lowest among all the virtual cards I currently use. The funds in it can be withdrawn.
Most virtual cards do not have the cash withdrawal function. The money charged into the card must either be spent or kept in the card. So I think the ability to withdraw cash is a good thing, and the unused money can be taken out again.
Pokepay physical card (HKD card)
In addition to virtual cards, PokePay also has physical cards. Its physical cards have more functions than virtual cards and require KYC verification. It supports ATM withdrawals and POS card swiping, and can also be used to activate Wise.
It has many usage scenarios, such as subscribing to ChatGPT, Midjourney, and then binding PayPal, Google Pay, and Alipay for Amazon and eBay purchases.
Pokepay card opening
Here I will tell you how to get exclusive coupons for PokePay, how to top up your wallet and exchange currency, and how to activatePokePay Virtual CardI will also briefly talk about its physical card, and finally talk about the precautions for using the card.
Registration link: https://app.pokepay.cc/pages/passport/invitation
The opening fee for PokePay's virtual card Star Card is $20. It costs $20 to open the card.
Pokepay App Download
Next, you can click here to go to the homepage and continue to operate on the web page, or you can download its APP and operate on the APP.
If you want to download the APP, you can use the Hong Kong Apple ID to download it on an Apple phone. For an Android phone, you can click the Download Now page here to guide you on how to download it.
Download Link:https://pokepay.cc/appdown.html
KYC Verification
To open a PokePay virtual card, you need KYC verification. Clickmember
->KYC
If you want to open a virtual card, you only need to do the L1 certification, but this certification is actually virtual. You can fill in any information. Click on the verification button. After entering, you can choose the country and ID card. For example, I choose the United States and passport. Click on the next step. You can also fill in the personal information here. Then fill in these two lines separately.Xukun
andCai
, just enter a few digits of your ID number.
You can choose any date of birth, but it is best to choose one that is over 18 years old. Click Submit, and the authentication will be successful, and you can open a virtual card.
But if you wantActivate physical card
, you need to do the L2 authentication, which requires you to fill in real information. I plan to open only a virtual card with this account, so I don’t need to worry about the L2 authentication.
Pokepay top-up
The next step is to activate the card. Before activating the card, you need to ensure that there is sufficient balance in your wallet. We will recharge the wallet first.
choosewallet
->Deposit
, select the type of virtual currency, and then choose the recharge network. I believe everyone who plays with virtual currency knows that just recharge the currency to the corresponding address. You can generally choose OUYI or Binance for recharge. You can read my previous tutorial.
After the recharge is completed, you can see the deposited amount on the wallet page. Next, you need to convert it into US dollars. Click Convert Here and click All. The conversion will be successful.
The exchanged US dollars will appear in the US dollar balance. With US dollars, you can open a virtual card next.
ClickCard
->Virtual Card
, the best one they use now is this559666
Card section, click it and you can see the usage scenarios and card usage specifications of this card. You should read these carefully.
Scroll down and you can see the card benefits. It has 0 monthly fees, the monthly spending limit is 200,000 US dollars, the recharge fee is 1%, the withdrawal fee is 0.5%, and the consumption fee is 0%.
Next clickActivate the card immediately
, accept the verification code in your email and click Activate Card Now.
After the card is successfully activated, you can see the opened card here, but the card is still not activated at this time. You can activate it by charging some money into the card.
Click to activate. You can see that the minimum recharge amount is 21 USD each time when you recharge the card. I will recharge 21 USD first. The 0.21 is the recharge fee of 1%. After deducting the fee, the actual amount on the card will be 20.79 USD. Click to confirm the recharge is successful and the card is activated.
If you want to view the card security information, click on the CVV code and enter the email verification code, the security information will be displayed. This information will be used when you make payments later.
Pokepay physical card
Then let’s take a quick look at the physical card. If you want to open a physical card, go to the card page, click to open the card, and select the physical card. Currently, there is only one physical card, which is a Hong Kong dollar card. The official said that they will issue physical cards in more currencies such as US dollars later.
When you come in, you can see the card's usage scenarios and card usage specifications. Below are the card benefits: 0 monthly fee, 1 million US dollars per month, 1% recharge fee, and then the withdrawal fee and consumption fee are both 0. The original card opening fee for the physical card is 108 US dollars. If you want to open a card, it is recommended that you open it between 14:00 and 15:00 every afternoon. During this period, the physical card opening fee is 20% off, which is more than 80 US dollars.
Safety Tips
- First of all, when we use any virtual card, we must follow a principle: recharge only as much as you need and don’t put any spare money in it. The advantage of virtual cards is that they are easy to open and flexible to use, but they are definitely not as stable and secure as regular bank cards.
- Second, do not tell others your card security information. Anyone who knows your card security information can use the money on your card, so be sure to protect this information.
- Third, do not bind the subscription platform for automatic deductions, because we generally do not put too much money on virtual cards. If the virtual card has insufficient balance and the deduction fails, it can easily trigger risk control.
- Last but not least, if you have any questions, you can contact their online customer service. On the member page, click on the help center to find their customer service.